These Terms and Conditions ("Terms") govern your access to and use of the BoundMerit website and any related tools, dashboards, or services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. About This Document

This page is provided as a general, editable template and does not constitute legal advice. It has not been reviewed by a legal professional and should be adapted to reflect the specific practices, jurisdiction, and obligations applicable to BoundMerit before being relied upon.

2. Eligibility

You must be at least 18 years old, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent that you meet this requirement and that you have the authority to enter into these Terms on behalf of yourself or the organization you represent.

3. Description of the Service

BoundMerit provides AI-guided data analysis tools intended to support financial decision-making. The Service is informational in nature and does not constitute financial, investment, tax, or legal advice. Any outputs, insights, or recommendations generated by the Service should be independently verified and are not a substitute for professional consultation.

4. No Financial Advice

Nothing on this website or within the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument, or as a guarantee of any particular outcome. You are solely responsible for any decisions made based on information obtained through the Service. BoundMerit makes no representations regarding the accuracy, completeness, or reliability of any analysis produced.

5. User Accounts and Responsibilities

If the Service requires account registration, you agree to provide accurate information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account. Please notify us promptly if you become aware of any unauthorized use of your account.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law or regulation.
• Attempt to gain unauthorized access to our systems, data, or other users' accounts.
• Reverse engineer, decompile, or otherwise attempt to extract the underlying models or source code of the Service.
• Upload or transmit data that infringes on the rights of third parties or contains malicious code.
• Use the Service in any manner that could disable, overburden, or impair its functionality.

7. Intellectual Property

All content, branding, software, and materials associated with the Service — including but not limited to text, graphics, logos, and underlying technology — are the property of BoundMerit or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service or its content, other than the limited right to use it in accordance with these Terms.

8. Subscription, Fees, and Billing

Where applicable, certain features of the Service may require payment of fees. Pricing, billing frequency, and cancellation terms will be presented at the point of purchase. You are responsible for keeping your payment details current. Failure to pay applicable fees may result in suspension or termination of access to paid features.

9. Third-Party Services

The Service may integrate with or reference third-party tools, data providers, or platforms. BoundMerit is not responsible for the content, accuracy, or practices of any third-party services, and your use of such services is subject to their own terms and policies.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. BoundMerit does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, BoundMerit and its affiliates, employees, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising out of or related to your use of the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless BoundMerit and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or BoundMerit's interests. You may discontinue use of the Service at any time.

14. Changes to the Service and Terms

BoundMerit may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms periodically. Continued use of the Service following any changes constitutes acceptance of the revised Terms. We encourage you to review this page from time to time.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which BoundMerit operates, without regard to conflict-of-law principles. Specific jurisdictional details should be inserted here as appropriate before publication.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms can be directed through the contact details provided on our Contact page.